With over 57 million monthly active users, Cash App agreed to a $12.5 million class action settlement after it was claimed that it had violated two state statutes in Washington by sending unsolicited text messages via its referral program. The settlement fund of $12.5 million will be distributed to eligible class members who received these unsolicited texts without prior consent.
The payment amount varies based on the number of valid claims submitted but can be up to $147 per person. Eligible claimants must have been Washington state residents between November 14, 2019, and August 7, 2025, who received these texts and did not explicitly consent to receiving them.
Cash App $147 Settlement 2025
The Cash App $12.5 million settlement resolves allegations that the app sent unsolicited referral text messages to Washington state residents without prior consent. Eligible individuals who received these texts between November 14, 2019, and August 7, 2025, can file claims by October 27, 2025.
Claimants may receive payments ranging from $88 to $147, depending on the number of claims and payments will be made after final court approval, scheduled for December 2, 2025. Cash App denied wrongdoing but agreed to settle to compensate affected users. This case highlights the importance of digital privacy and consumer consent in financial apps.
Cash App $12.5 Million Settlement 2025 Overview
| Company Name | Cash App |
| Article On | Cash App $147 Settlement 2025 |
| Year | 2025 |
| Country | USA |
| Amount | $147 |
| Deadline for Claim Submission | October 27, 2025 |
| Final court approval | December 2, 2025 |
| Category | Government Aid |
| Official Website | https://www.bottomstextsettlement.com/ |
Background to the Lawsuit How the Case Began
The case Bottoms v. Block Inc. challenged Block Inc., Cash App’s parent company, for allegedly violating Washington state privacy and consumer protection laws by sending unsolicited promotional text messages without recipients’ consent through Cash App’s “Invite Friends” referral program. The texts were automatically sent to Washington residents who had never agreed to receive such advertisements.
After over a year of litigation, Block Inc. denied wrongdoing but agreed to settle for $12.5 million to avoid prolonged legal proceedings. Eligible claimants could receive between $88 and $147 by submitting claims before October 27, 2025, with final court approval scheduled for December 2, 2025.
Eligibility Requirements for Cash App $147 Settlement
| Eligibility Criteria | Details |
|---|---|
| Residency | Must be a resident of Washington state at the time of receiving the text message |
| Receipt of Text Messages | Must have received at least one unsolicited Cash App “Invite Friends” referral text message |
| Time Period | Text messages received between November 14, 2019, and August 7, 2025 |
| Consent | Must not have clearly and affirmatively consented in advance to receive the text message |
| Phone Number | The phone number that received the text message referral must be shared. |
| Claim Submission Deadline | Claim form must be submitted by October 27, 2025 |
| Exclusions | Defendant and affiliates, their families, and persons who validly exclude themselves |
When will the Payments be Made
Payments from the settlement will be made only after the final court approval, which is scheduled for December 2, 2025. Once the settlement is approved and the claim verification process is complete, approved claimants will receive their payments. Claimants can expect to receive payments shortly after the court’s approval and completion of administrative processing.
Future ahead- A Big Lesson for Consumers
The settlement and broader digital payment privacy indicates increasing regulatory scrutiny and consumer protections in the financial technology space. The $12.5 million Cash App settlement reflects growing enforcement of state-level privacy laws against unsolicited commercial communications, pushing digital platforms to reinforce transparent user consent and data handling practices.
Regulators like the Consumer Financial Protection Bureau (CFPB) are actively exploring frameworks to strengthen privacy protections for digital payments, emphasizing limits on data collection, sharing, and the safeguarding of consumer financial data. This ongoing regulatory attention will likely drive fintech companies, including Cash App, to adopt stronger compliance measures and enhanced fraud prevention technologies. The settlement shows a shift in digital marketing and data privacy toward consumer empowerment and legal accountability.
How to Claim a Cash App $147 Settlement
Online Application:
- Visit BottomsTextSettlement.com and in online claim form, enter your name, phone number, and proof of residency in the state of Washington.
- Verify that you never allowed promotional SMS from Cash App to be sent to you.Submit the form by the deadline, October 27, 2025.
Application by Mail:
- Download or request a claim form from the website.
- Mail the completed form to:
Bottoms v. Block Settlement Administrator
P.O. Box 2631
Baton Rouge, LA 70821 - Mail must be postmarked by October 27, 2025.
Contact for Questions or Assistance:
- Email: [email protected]
- Phone: 877-540-7545
FAQs
What is the deadline to file a claim?
October 27, 2025, is the last date to submit claims or file objections.
How much compensation can I receive?
Payments are estimated between $88 and $147 per claimant, depending on the total number of valid claims and after administrative costs.
How do I file a claim?
Claims can be filed online at BottomsTextSettlement.com or by mailing a completed claim form to the settlement administrator at P.O. Box 2631, Baton Rouge, LA 70821.
When will payments be shared ?
Payments will be shared after final court approval, scheduled for December 2, 2025.
